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Why Apply Through Fincare Int’l?

  • We manage your entire application process

  • Help with university selection, document preparation, and visa

  • Pre-departure support and local orientation

 Bulgaria

Visa & Residence Permit

  • Non-EU/EEA students require a long-stay Type D visa, followed by a residence permit from the Migration Directorate after arrival

  • Proof of financial means is required; exact amounts vary by embassy and case, so applicants should confirm current requirements with the relevant Bulgarian consulate before applying

  • Fincare Int’L assists with all documentation and embassy appointments

Popular Fields

 

Medicine, Dentistry, Pharmacy, Engineering, Business Administration, Computer Science

All applications are processed through Fincare Int’L. We guide you from start to finish.

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 Tuition

  • Standard non-medical bachelor's/master's programmes: approximately €1,750–€6,750/year for non-EU students, depending on institution

  • Medicine, Dentistry, Pharmacy (English-taught): approximately €8,000–€10,000/year at public medical universities 

  • Specialised postgraduate and MBA programmes are priced separately from standard degrees and should always be confirmed individually with the institution

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Living in Bulgaria

  • Overall living costs are among the lowest in the EU

  • University dormitory accommodation is typically available at low monthly cost; private rentals range roughly €150–€450/month depending on city and type

  • Part-time work allowed with residence permit

 Why Study in Bulgaria?

  • Affordable EU study destination with Bologna-recognised degrees

  • English-taught programs in medicine, engineering, business, and more

  • Lower tuition and living costs than most Western European destinations

  • Bulgaria's currency is fixed to the euro, so tuition and living costs stay predictable in euro terms over the course of your studies

Finland

Why Study in Finland?

  • High-quality education with strong links to research, innovation and working life

  • Wide range of English-taught bachelor's and master's programmes

  • Strong options in healthcare, technology, engineering, business and sustainability

Popular Fields

 

Nursing, Public Health, Mechanical/Electrical/Environmental Engineering, International Business, Software Engineering, AI, Cybersecurity

All applications are processed through Fincare Int’L. We guide you from start to finish.

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Tuition

  • Non-EU/EEA students: English-taught bachelor's and master's programmes generally range €8,000–€20,000/year

  • Doctoral programmes are tuition-free

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Visa & Residence Permit

  • Official guidance recommends budgeting approximately €900–€1,200/month

  • The minimum required for immigration purposes is €800/month (or €9,600 for a full year)

  • FinCare Int'L provides guidance through the residence-permit process

Living in Finland

  • Monthly cost: €700–€1,200

  • Student housing available through HOAS and university services

  • Students may work an average of 30 hours/week

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Given current labour-market conditions in Finland, international students should not assume they will be able to secure part-time employment quickly after arrival, particularly during their first year of study.

  • FinCare Int'L strongly advises against relying on employment income to cover tuition, living costs, or day-to-day expenses, especially in the early stages of study.

  • In line with the Finnish Immigration Service's financial requirements, we recommend that students arrange sufficient funds to cover at least their first one to two years in Finland before departure, rather than budgeting on the assumption of part-time earnings.

  • We also encourage students to begin learning Finnish as early as possible. While not a substitute for adequate funding, Finnish proficiency meaningfully improves employability and eases social integration over the longer term.

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Germany

 Why Study in Germany?

  • Large, internationally recognised higher-education system

  • Strong reputation in engineering, technology, science, business and research

  • Public higher education can be comparatively affordable

Popular Fields

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​Medicine, Medical Technology, Mechanical/Automotive/Electrical Engineering, Business Administration, Computer Science, AI

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 Tuition

  • Most bachelor's and consecutive master's programmes at public institutions do not charge general tuition, though students pay semester contributions

  • Some states, institutions, and specialised programmes (particularly for non-EU students) may charge tuition

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 Visa & Residence Permit

  • Non-EU/EEA students generally require a study visa or residence permit

  • For 2026, applicants must demonstrate at least €11,904 in financial resources for one year (blocked account), unchanged from 2025

Living in Germany

  • Costs vary significantly by city

  • Non-EU students may generally work up to 140 full days or 280 half-days per year, or up to 20 hours/week during lecture periods

  • Graduates may remain up to 18 months to seek employment

Hungary

Why Study in Hungary?

  • Wide range of English-taught programmes (500+ across the system)

  • Strong international presence in medicine, engineering, and business

  • Tuition and living costs generally lower than Western Europe

 Popular Fields

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​Medicine, Dentistry, Pharmacy, Mechanical/Electrical/Civil Engineering, Business Administration, Computer Science

All applications are processed through Fincare Int’l. We guide you from start to finish.

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 Tuition

  • Medicine: approximately €7,750–€9,340 per semester (e.g. University of Debrecen vs. Semmelweis University, Hungary's top-ranked medical school), depending on institution.

  • Standard bachelor's/master's in Business & Economics: approximately €1,700–€3,600/semester

  • MBA, executive MBA, and premium one-year specialised master's programmes are priced separately and can run substantially higher — from approximately €8,500 to €20,000+ for the full programme, depending on institution. 

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Visa & Residence Permit

  • Non-EU/EEA students generally require a residence permit for study purposes

  • FinCare Int'L provides guidance through the residence process

Living in Hungary

  • Costs vary substantially between Budapest and other cities

  • Non-EU students may work up to 30 hours/week during study, and full-time for up to 90 days/year outside the study period

Malta

Why Study in Malta?

  • English-speaking study environment

  • Compact European location with an international student community

  • Study opportunities across business, technology, health and tourism

  • Affordable tuition and living costs

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 Popular Fields

 

Health Sciences, Nursing, Business Administration, Computing, Cybersecurity

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 Tuition

  • Fees vary substantially by programme, level and provider and should be confirmed for the specific intake

  • University of Malta undergraduate programmes for non-EU students: approximately €6,500–€10,000/year

  • Postgraduate, MBA, and specialised programmes are priced considerably higher.  For example, the University of Malta's own International MBA is priced at €14,000 for the full programme (non-EU rate, paid across four semesters)

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 Visa & Residence Permit

  • Non-EU students undertaking long-term study generally require the appropriate visa and study residence status

  • Applicants must demonstrate adequate financial resources

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Living in Malta

  • Costs depend heavily on accommodation and location

  • Eligible international students may work up to 20 hours/week, subject to their study status; some routes allow part-time work only after the first 90 days

Poland

Why Study in Poland?

  • Broad range of English-taught bachelor's and master's programmes

  • Relatively affordable tuition and living costs

  • Strong options in medicine, engineering, IT and business

Popular Fields

 

Medicine, Dentistry, Mechanical/Civil/Electrical Engineering, Business Administration, Computer Science, AI

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 Tuition

  • General tuition for standard bachelor's/master's programmes: approximately €2,000–€6,000/year; some specialist and professional programmes like medicine cost more

  • MBA and specialised postgraduate management programmes are priced separately and can be substantially higher — for example, one leading private business school's Master in Management runs approximately €9,000–€10,000/year, while its Executive MBA runs approximately €23,000 for the full 18-month programme. 

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Visa & Residence Permit

  • Non-EU students generally require the appropriate visa and residence status for study

  • Applicants must demonstrate sufficient resources for living, tuition and return travel

Living in Poland

  • Official guidance estimates average student living costs at around PLN 1,500–2,000/month, though major cities may cost more

  • Full-time students holding the appropriate study visa or residence permit may work without a separate work permit

Romania

Why Study in Romania?

  • EU study destination with comparatively affordable tuition and living costs

  • Wide range of English-taught programmes

  • Strong options in medicine, engineering, technology and business

Popular Fields 

Medicine, Dentistry, Pharmacy, Electrical/Mechanical/Civil Engineering, Business Administration, Computer Science

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 Tuition

  • Standard academic bachelor's/master's programmes at public universities: approximately €1,980–€5,000/year 

  • Professional medical programmes (Medicine, Dentistry, Pharmacy): approximately €6,500–€10,000/year at public universities, rising to €12,000–€16,500/year at some private universities 

  • Executive MBA and other specialised professional postgraduate programmes are priced separately and can range from approximately €3,000 to over €40,000 for the full programme, depending on institution and format 

 

Visa & Residence Permit

  • Non-EU students generally require a long-stay study visa and residence permit

  • FinCare Int'L provides guidance on the process

United Kingdom

Why Study in the UK?

  • Large, internationally recognised higher-education sector

  • Strong options across healthcare, business, engineering, technology and research

 

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Popular Fields

Medicine, Nursing, Mechanical/Civil/Aerospace Engineering, Business Administration, Computer Science, AI

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Tuition

  • International tuition varies significantly by institution, level and programme; professional degrees such as Medicine may cost substantially more than classroom-based programmes

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 Visa & Residence Permit

  • International students generally require a Student visa, and a Confirmation of Acceptance for Studies

  • The Student visa application fee rose to £558 (from £524), effective 8 April 2026

  • Graduate Route allows 2 years post-study work (3 years for PhD graduates)

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 Living in the UK

  • Current maintenance requirements: £1,529/month in London, £1,171/month outside London, for up to nine months

  • Students on eligible degree-level courses may generally work up to 20 hours/week during term time and full-time during official vacations

 Living in Romania

  • Official guidance estimates living costs at approximately €600/month

  • International students with a study residence permit may work without a separate work permit for up to 6 hours/day

  • Eligible graduates may obtain a residence extension of up to nine months for job-search purposes

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